From Handshakes to High-Speed Data: The New Reality of Dairy Lending
- ZISK

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For decades, the relationship between a dairy farmer and a lender was often built on a firm handshake and a look at last year’s tax returns. But in the modern dairy landscape, the handshake has been replaced by a high-speed data transfer.
To the uninitiated, the mountain of spreadsheets, herd monitoring reports and feed inventories required for a loan might feel like a bureaucratic hurdle. To Ashley Vande Zande, senior credit officer for Compeer Financial, and Gary Sipiorski, an independent dairy financial consultant, that data is something much more powerful: It is a story.
By Karen Bohnert
March 09, 2026 07:26 AM








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